Do you have a “Target Number” for retirement?

The truth about retirement plans.

You don't have a retirement plan unless your plan accounts for inflation. Period.

Because everything gets more expensive over time, right?

To keep living the way you do now, your income will likely need to double during your retirement years (a fixed income won’t work in a rising cost world).

That means you need a plan to make sure your paycheck grows as fast as your bills do.

How to use this tool:

It only takes a few seconds👇

  1. Pick your mode: Choose Retirement Goal to see the big picture, or Price Impact to see how a specific expense (like a vacation, new car or home) will change because of inflation.

  2. Enter a number: Type in your monthly income today, or a specific expense (price impact)

  3. Slide for time: Adjust the years to see your results.

  4. See your target: The tool will show you how much monthly income you'll need at retirement and your suggested Target Portfolio Balance.

How much to retire comfortably, and remain comfortably retired?

$
3.3%
*Since 1914, inflation has averaged 3.29% per year.
5 Years
Retirement Mode: Calculating the target portfolio needed to sustain your lifestyle on the day you stop working.
$0

(To keep pace with inflation)

$0

Based on a 4.7% starting safe withdrawal rate.

$0.00
0%
Important Assumptions:
• This calculation assumes you are replacing 100% of your current income in retirement.
• Target Balance assumes William Bengen's updated 4.7% safe withdrawal rate (based on a 30-year retirement).
• This does not include Social Security, pensions, or other income sources you may have.

Did the numbers surprise you?

Most people find that their current savings aren't built to handle two things at once: staying safe today and growing enough to cover future costs.

Seeing that your income needs to double in retirement is a wake-up call.

But it is better to see it now while you still have time to plan.

Get a Second Opinion?

Are you 100% happy with the financial advice and service you have been getting lately?

If not, would it be a terrible idea to get a second opinion?

We are happy to hop on a virtual call to answer your questions and build your Atomic Retirement.

Note: The button below (and in the top-right corner) will take you to a short “Are we a fit?” quiz to help us prepare for your call.