Worried About a Big Tax Bill in Retirement?

This Simple Flowchart Shows if a Roth Conversion Could Help

If most of your retirement savings are in a 401(k) or IRA, you’ll have to pay taxes when you take the money out.

Roth conversions might be a smart move—but only if the timing is right.

This one-page flowchart helps you see if a conversion could save you serious money (or if it’s better to wait).