Retirement Calculators

Investment Calculator

$
$
7%
30 years
$0
$0
$0
$0

Social Security Calculator

$
2.5%
Average cost of living adjustment since 1976 is 3.7%
20 years
$0
$0
$0

Bucket Strategy

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$
7 Years
2y Cash / 5y Bonds
Allocation Strategy:
A bucket strategy in retirement planning divides assets into time-based "buckets" to manage risk and try to ensure consistent income. You hold cash for your immediate spending needs (Bucket 1), bonds for your mid-term needs (Bucket 2), and stocks for long term growth to fight inflation (Bucket 3). The idea is to draw from less volatile assets during downturns and avoid selling stocks while they are temporarily on sale. Your "Warchest" is the number of years you would like in cash and bonds (combined).
$0
Liquidity for immediate spending.
$0
Fixed income to bridge mid-term needs.
$0
Growth and inflation protection.